The Right Way to Pay Your Credit Card

Credit Cards

The Right Way to Pay Your Credit Card

The Right Way to Pay Your Credit Card

Article updated by Brian Acton June 20, 2018 Unlike most monthly bills, credit card payments give you the ability to decide your payment amount, letting you pay multiple ways. The right way to pay your credit card depends on your budget and financial goals, and you might even switch up strategies month-to-month. But before you... Read More

How to Decide if Theme Park Season Passes Are Worth It

Credit 101

How to Decide if Theme Park Season Passes Are Worth It

How to Decide if Theme Park Season Passes Are Worth It

Summer break is approaching, and you’re going to need activities to occupy your kids while school is out. If you typically run out of things to do by August, season passes to your favorite theme park might be a good way to keep the whole family entertained all summer. But season passes are only worth... Read More

Can You Negotiate With Your Credit Card Company?

Credit Cards

Can You Negotiate With Your Credit Card Company?

Can You Negotiate With Your Credit Card Company?

Article Updated June 15, 2018 by Brian Acton The terms laid out in your credit card agreement aren’t always set in stone. While some rules, such as special offer restrictions, can’t be changed, there are many things you can negotiate with your credit card provider. But to win concessions from your credit card company, you... Read More

5 Credit Cards You Can Get After Bankruptcy

Credit Cards

5 Credit Cards You Can Get After Bankruptcy

5 Credit Cards You Can Get After Bankruptcy

[UPDATE: Article Updated June 13, 2018 by Brian Acton. Some offers mentioned below have expired and/or are no longer available on our site. You can view the current offers from our partners in our credit card marketplace. DISCLOSURE: Cards from our partners are mentioned below.] There’s nothing fun about declaring bankruptcy, but those who emerge from it... Read More

The Secret to Improving Your Credit Score in 6 Months

Credit Score

The Secret to Improving Your Credit Score in 6 Months

The Secret to Improving Your Credit Score in 6 Months

Article Updated June 12, 2018 by Mia Taylor Many financial experts like to say there’s no guarantee you can significantly change a credit score in a mere six months. However, those same experts have an entire arsenal of actionable tips designed to help you make significant progress (which we’ve shared below) if your mission is... Read More

5 Ways You Can Erase Your Credit Card Debt

Personal Finance

5 Ways You Can Erase Your Credit Card Debt

5 Ways You Can Erase Your Credit Card Debt

There’s no one-size-fits-all approach to handling credit card debt. The cheapest way for you to get rid of it might be more expensive for your neighbor, and vice versa. Here are five ways you can erase your credit card debt. The list starts with the less expensive method. Discover which option is the best and... Read More

8 Reasons Millennials Are Choosing Tiny Homes

Mortgages

8 Reasons Millennials Are Choosing Tiny Homes

8 Reasons Millennials Are Choosing Tiny Homes

Millennials get a bad rep. While the internet is busy circulating speculative articles about how the millennial generation is killing off napkins and fabric softener, members of that generation are just trying to scrounge enough money to keep up with increasing housing costs. Tiny homes offer an exciting living option somewhere between renting and buying... Read More

Tips for Finding a Job in Your Field After You Graduate

Personal Finance

Tips for Finding a Job in Your Field After You Graduate

Tips for Finding a Job in Your Field After You Graduate

The job market for recent college graduates can be very competitive. Openings in your chosen field may be hard to come by; according to data from the New York Federal Reserve, around 43% of recent graduates work a job that doesn’t require a college degree. Stiff competition makes it tough to stand out, and you... Read More

5 Financial Planning Tips for Those Just Starting Their Career

Personal Finance

5 Financial Planning Tips for Those Just Starting Their Career

5 Financial Planning Tips for Those Just Starting Their Career

Financial literacy is a skill that’s often honed and improved with time, not something that necessarily comes naturally to those just embarking on their careers. In fact, research from the National Endowment for Financial Education and George Washington University found that only 24% of 23 to 35 year olds showed basic financial literacy and a... Read More

How to Deal With An Unexpected Medical Bill

Managing Debt

How to Deal With An Unexpected Medical Bill

How to Deal With An Unexpected Medical Bill

Article Updated June 6, 2018 Mia Taylor In a perfect world, unexpected medical bills would be paid for from a rainy day savings account, money you’ve specifically set aside for life’s many unplanned expenses. Unfortunately, however, not everyone has such an account. And those who do, may not necessarily have enough cash accumulated to cover... Read More

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Hello, Reader!

Thanks for checking out Credit.com. We hope you find the site and the journalism we produce useful. We wanted to take some time to tell you a bit about ourselves.

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The Credit.com editorial team is staffed by a team of editors and reporters, each with many years of financial reporting experience. We’ve worked for places like the New York Times, American Banker, Frontline, TheStreet.com, Business Insider, ABC News, NBC News, CNBC and many others. We also employ a few freelancers and more than 50 contributors (these are typically subject matter experts from the worlds of finance, academia, politics, business and elsewhere).

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We take great pains to ensure that the articles, video and graphics you see on Credit.com are thoroughly reported and fact-checked. Each story is read by two separate editors, and we adhere to the highest editorial standards. We’re not perfect, however, and if you see something that you think is wrong, please email us at editorial team [at] credit [dot] com,

The Credit.com editorial team is committed to providing our readers and viewers with sound, well-reported and understandable information designed to inform and empower. We won’t tell you what to do. We will, however, do our best to explain the consequences of various actions, thereby arming you with the information you need to make decisions that are in your best interests. We also write about things relating to money and finance we think are interesting and want to share.

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Credit.com’s journalism is largely supported by an e-commerce business model. Rather than rely on revenue from display ad impressions, Credit.com maintains a financial marketplace separate from its editorial pages. When someone navigates to those pages, and applies for a credit card, for example, Credit.com will get paid what is essentially a finder’s fee if that person ends up getting the card. That doesn’t mean, however, that our editorial decisions are informed by the products available in our marketplace. The editorial team chooses what to write about and how to write about it independently of the decisions and priorities of the business side of the company. In fact, we maintain a strict and important firewall between the editorial and business departments. Our mission as journalists is to serve the reader, not the advertiser. In that sense, we are no different from any other news organization that is supported by ad revenue.

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- The Credit.com Editorial Team