7 Options for Paying Off Student Loans

Student Loans

7 Options for Paying Off Student Loans

7 Options for Paying Off Student Loans

A significant part of what makes us human are the different views each one of us has about one thing or the other. But one thing everyone can agree on is this: student loan debt isn’t a small issue. And paying off student loans isn’t easy. Debt.org reports that in February 2017, student debt rose... Read More

How Do CDs Work?

Personal Finance

How Do CDs Work?

How Do CDs Work?

Certificate of deposit (CD), savings account, money market, high-yield savings, what’s the difference? Let’s dig in to CDs and just what they are, how they work and whether this is the right savings vehicle for you.  Here, we’re talking about traditional CDs. There are other types, but here we stick to the traditional. What Is... Read More

Is It a Good Time to Refinance My Car Loan?

Auto Loans

Is It a Good Time to Refinance My Car Loan?

Is It a Good Time to Refinance My Car Loan?

Taking out a car loan isn’t a life sentence. And you’re not necessarily stuck with the original terms of your loan. You can always reach out to your lender to ask, “Can I refinance my car loan?” If your lender says yes, you could save hundreds or thousands of dollars your current loan. The main... Read More

How Safe Are Credit Cards with Chips?

Credit Cards

How Safe Are Credit Cards with Chips?

How Safe Are Credit Cards with Chips?

Payments started with the barter system a long time ago. People exchanged goods or services for other goods or services. Eventually legal tender took over and money, in many forms—from tea bricks to cow to seashells—become the payment method of choice. Then virtual money came on the scene, including credit cards. And today’s credit cards,... Read More

Why a Savings Account is Important

Personal Finance

Why a Savings Account is Important

Why a Savings Account is Important

It may be surprising, but few Americans are saving. About 65% of Americans have little or nothing saved up. Here at Credit.com, we’re passionate about helping others secure their financial future. We want to help you save money, which is why we now offer savings and money market accounts through trusted FDIC insured banks to... Read More

6 Ways to Prepare Your Credit Card for the Holidays

Credit Cards

6 Ways to Prepare Your Credit Card for the Holidays

6 Ways to Prepare Your Credit Card for the Holidays

The holiday season is around the corner again, and that means everyone is scurrying to buy gifts for loved ones, friends, and even colleagues at the office. And as each year goes by, the hype that comes with the holiday season grows larger and larger, which can make it a stressful experience for even the... Read More

10 Health Insurance Terms that Affect Your Finances

Personal Finance

10 Health Insurance Terms that Affect Your Finances

10 Health Insurance Terms that Affect Your Finances

Enrollment season for health insurance is underway. And millions of Americans are attempting to make important decisions about healthcare plans. But for most people, choosing the best plan that covers all of their needs is a chore. Not only are there choices to be made, but there are also a host of terms or understand.... Read More

What Should I Use My Credit Card Rewards for?

Credit Cards

What Should I Use My Credit Card Rewards for?

What Should I Use My Credit Card Rewards for?

There are hundreds of credit card that offer rewards, enticing consumers to sign up for them. You may have racked up tons of credit card rewards and you may be wondering what to do with them. In fact, there are advantages and disadvantages to redeeming your credit card reward points for different things. This article... Read More

5 Housing Options for Graduate Students

Personal Finance

5 Housing Options for Graduate Students

5 Housing Options for Graduate Students

The college years are so exciting! And if you choose to go back for graduate school, one of the most important decisions you have to make is where you’re going to live. Today, there are multiple housing options available to students on and off-campus. This article outlines the possible housing options available for grad students... Read More

Why the End of the Year is the Best Time to Buy a Car

Auto Loans

Why the End of the Year is the Best Time to Buy a Car

Why the End of the Year is the Best Time to Buy a Car

Buying a new car is very exciting!  You may even already have your dream car picked out, down to the color and the interior. But have you considered the price of your car? Budget is very important because you want something that’s affordable. Did you know that car prices constantly change? In fact, the best... Read More

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